Florian Ederer
Yale UniversityThomas Eife
University of HeidelbergNir Eilam
The University of Texas at AustinIn my JMP, I study moral hazard in medical innovation. I document a considerable moral hazard response to a drug that confers a substantial reduction in risk to users, which is also highly salient. Simultaneously, the paper informs an open question regarding a public health crisis in the US.
Ran Eilat
Ben Gurion University of the NegevSamir Elsadek Mahmoudi
Georgia State UniversityI am an economist with research interests at the intersection of financial, public and urban economics. I study how financial decisions of workers, firms and banks are influenced by natural or policy shocks. My ultimate goal is to make a meaningful contribution to our understanding of banks’ and consumers’ financial decision making. This includes the allocation of resources across time (consumers’ saving and consumption decisions) and across space (banks’ geographic portfolio allocation between local markets). I use a wide range of micro datasets to understand banks’ lending decisions, their impact on local economic outcomes, in addition to workers’ saving decisions and retirement income adequacy. I combine this empirical approach with economic models to derive theory-guided and testable hypotheses on banks’ and workers’ financial behavior.
During my graduate studies, I have completed an internship period with the IMF. I am also an NBER pre-doctoral fellow and a Finalist for the 2020 BlackRock Applied Research Award.